Financial Planning Articles
One of the questions I am often asked in relation to individual voluntary arrangements and bankruptcy is “Will I be able to get credit after the end of the arrangement?” The short answer to this is yes. However it is useful to fully understand the effect of undertaking such a solution so that you know exactly where you stand.
Wed, 3 Jun 2009: Can Debtors Afford Bankruptcy? Finding Low-Cost, Cheap Bankruptcy
It seems there is today in these current hard national economic times, palpably one ominous additional burden for the average heavily indebted American consumer who, perhaps, sees his or her only recourse for some relief from his crushing debt as lying in filing bankruptcy: the cost for bankruptcy, and finding cheap, low-cost bankruptcy that debtor can afford. This often mean, in essence, finding pro se or non lawyer bankruptcy alternative.
Fri, 20 Mar 2009: Managing Money is No Easy Task
Managing what you earn is no easy task and you should set aside some time to do it a couple of days each time you get payed.
Mon, 16 Mar 2009: Deceived by the Shining Red Apple
Compulsive shopping is very deceptive. Learn how to identify "shopoholic" tendencies and exchange them for a healthy relationship with money.
Tue, 10 Mar 2009: Ways To Save Money Part 2
The basic truth is that people who become wealthy spend less than they earn. This is easier said than done. In addition to making the daily savings, we must look at investments via offshore companies.
Tue, 10 Mar 2009: History and the Various Types of Economies
Economics as a subject is more than 200 years old dating back to the publication of Adam Smiths Book entitled, An Enquiry into the Nature and Causes of Wealth of Nations.
Wed, 4 Feb 2009: IGVSI Performance Expectations - WCM Portfolios
All investors need to become intimate with both the content of their portfolios and the workings of the various cycles that impact on security market values. They need to expect, even anticipate cyclical changes in the market values of their securities by taking reasonable profits in either classification willingly, gleefully, and without hindsight.
Wed, 4 Feb 2009: Should You Buy a Big-Ticket Item in a Recession?
Thinking about buying a big-ticket item? Make sure that this is the right move for you since we're in a recession, especially if it would require a loan.
Wed, 28 Jan 2009: Retirement Planning Mistakes You Need to Avoid Making
The earlier you start planning for your retirement, the better off you will be when the time comes. Not knowing all of your saving options is another mistake that you will want to avoid making.
Thu, 15 Jan 2009: The Habits That Create Financial Wealth
There are plenty of help-self books on the shelves these days touting sure-fire methods for achieving great wealth. Books that assert a particular mindset will create the magic pathway to financial goals that seem elusive to so many.
Wed, 14 Jan 2009: 7 Tips for Stretching Your Income and Increasing the Savings Account
These days, many people are looking for practical, effective ways to not only get the most out of their dollar, but also increase savings for a rainy day. It's recommended that households have an average reserve of at least three months' worth of income put aside in case of emergency or loss of a job.
Mon, 12 Jan 2009: Why Entrepeneurs Need Investment Management
Entrepreneurs typically have a high sense of drive and ambition, a go-getter attitude and an abundance of energy all of which has helped make them successful.
Mon, 12 Jan 2009: How To Make a Smart Charitable Investment During the Holidays
Times are tight right now for many households. Even those families who may not be hard pressed are thinking about scaling back during the holidays. But the season of giving still persists and many want to express gratitude for all they have by sharing with those who are less fortunate.
Sat, 10 Jan 2009: Cheapest Way to Celebrate in Style on Freshers Week
Celebrating Freshers Week in style is not going to be a cheap affair, especially if you make the most of all the promotional nights that the big clubs put on.
Thu, 8 Jan 2009: The Rise of Investment Clubs in the UK
With 12,000 investment clubs across the UK and many more in the US, getting together to share knowledge and invest collectively is nothing new.
Thu, 8 Jan 2009: Why High Net Worths Need Credit Services?
It may initially seem paradoxical that as the rich get richer, an increasing number of wealth managers are offering credit services to high net worth individuals.
Sat, 27 Dec 2008: Soaps and Cleaners on a Budget
Regardless of how tight your budget is, there's no need to go without soap and detergents. In fact, there are a number of alternatives to commercial soaps that are cheaper and healthier for you and your family. Among other things, you may find that reducing your exposure to the phthalates and fragrances found in commercial cleaning products may alleviate a number of immune-related problems.
Wed, 24 Dec 2008: Understanding the State of the U.S. Economic Crisis
Keeping yourself updated on the current U.S. economic crisis can be time-consuming, so here's a short and simple brief to get you up to speed.
Mon, 15 Dec 2008: Planning for the Future: Tips on Personal Financial Success
Getting ahead financially can seem like a challenging prospect during downturns in the economy. But planning for a successful financial future extends beyond immediate conditions. It requires an ability to look far ahead of tomorrow with a firm plan in place.
Mon, 15 Dec 2008: IRA Conundrum: Understanding the Differences Between Traditional and Roth IRAs
Individual Retirement Accounts (IRA) are highly useful investment tools that should be part of anyone's long-range retirement goals. IRAs allow participants to contribute a percentage of earned income each year. While there exists an annual maximum contribution limit, those who are 50 years or older are allowed to make additional "catch up" contributions.
Wed, 10 Dec 2008: India Holds Great Promise For Wealth Industry
With the emergence of the BRIC (Brazil, Russia, India and China) block of emerging market economies, perhaps the most promising market for wealth professionals is India.
Tue, 9 Dec 2008: Important Concepts for Financial Planning in the 21st Century
Your total return for each and every investment you make is directly and simply related to total necessary risk.
Tue, 9 Dec 2008: Risk Appetite Models Face Ultimate Test
Wealth managers have spent a great deal of time and effort to grasp their clients appetite for risk, in some cases employing psychometric tests to figure out how much volatility investors can stand. And the financial tsunami that has hit global markets surely counts as the ultimate stress-test for any risk modelling exercise.
Wed, 19 Nov 2008: How to Make Solid Investments During Hard Economic Times
The recent wild swings of the stock market have left many doubting the health of their investment portfolio. Although we should concentrate on investing for the long run, during an economic down-turn, it's easy enough for investors to lose focus. The following are ideas and tips for staying the course, regrouping, and perhaps recouping.
Wed, 19 Nov 2008: On Target: Maintaining Your Budget In A Tight Market
Now, more than ever, staying on target with an existing budget is the smart approach to tough times. Tightening up spending may not seem like much fun, but being willing to put off instant gratification for future security will create even greater financial freedom down the road.
Page 1 of 9
[1] [2] [3] [4] [5] [6] [7] [8] [9]
