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Financial Planning Articles

Thu, 28 Feb 2008: Make Your Retirement Plan Work
Being ready for retirement is not something that just happens. Every single person you see in retirement today that is enjoying a leisurely life in their golden years are where they are because they planned for it.


Thu, 28 Feb 2008: Make your Retirement Money Work
Planning for retirement is a project that you do for virtually your entire adult life.

Thu, 28 Feb 2008: Planning for That Final Moment
There is a phrase people use when referring to estate planning and all the things you do as a responsible adult so when you get into retirement years, you do not have to worry about those things. That is because one of the big objectives of retirement planning is to put all of your affairs in order as they say so if something came up, your kids would not have to deal with it.

Tue, 26 Feb 2008: Who To Consider When Will Writing
A look at how some people deal with will writing and some of the problems and dilemmas they may face.

Tue, 26 Feb 2008: Avoid Late Retirement With Sound Financial Advice
A look at how an independent financial advisor can reduce the possibility that a woman has to work past retirement age.

Sun, 10 Feb 2008: How Senior Citizens Can Simplify and Organize Their Finances
Everyone can use some help getting their financial affairs in order, but especially senior citizens who may face special challenges and decisions involving money management later in life

Sun, 3 Feb 2008: Playing Both Directions for Better Trades
When I first began trading back in the '90's, I was very fortunate. I had begun trading at time when the market was headed almost straight up. My first strategy was writing covered calls which blended with a rising market in such a way that I almost never lost.

Wed, 30 Jan 2008: Defining With Your Mind Your Wealth Building Financial Goals For 2008
Learning to have the mindset in trading has a lot to do with your wealth building abilities.

Sat, 19 Jan 2008: How A Federal Perkins Student Loan Can Help To Finance Your Study?
Most college graduates make better salaries than their peers who only finish high school so the students who take advantage of the study loans will usually recoup the costs in a few years after they start working and repaying the loans.

Fri, 18 Jan 2008: How To Clear Your Debt Through Bankruptcy Student Loans?
If you want to file bankruptcy student loans, you need to prove that you are unable to pay off your student loan either according to repayment schedule, or in the coming years.

Wed, 16 Jan 2008: Better Trades Momentum Part III
Momentum can make a stock move quite far in a short period of time and create spectacular money making opportunities for us. Sometimes stocks will move well for no particular reason (as you learned in the previous article) but other times it is a news headline that gets these stocks moving.

Wed, 16 Jan 2008: A Great Benefit Of Financial Planning
Perhaps the first thing that comes into your mind when you think of your retirement life would be a comfortable stroll around a well-manicured lawn with your spouse or playing or enjoying your post-retirement life with your grand children and other dear ones. But this would remain just a dream if you do not plan your budget and finance effectively right from the beginning of your life.

Mon, 14 Jan 2008: Is Filing For Bankruptcy The Only Hope To Becomeing Free of Debt?
It would be worth considering other options so that you can be sure that filing bankruptcy is your only last hope to becoming free of debt. This is very important because having negative credit ratings can severely impact your finances in the future.

Wed, 9 Jan 2008: Cash Flow Management of Debtors And Creditors In A Credit Crunch
Cash flow management is a critical of the financial control that every business must get right to survive. Debtors and creditors represent two major areas which business might address to ensure sufficient liquidity and working capital to survive the credit crunch and continue in business to generate profit.


Wed, 9 Jan 2008: Differences Between Reverse Mortgage Programs
You've made the decision to get a reverse mortgage and now you talk to a bank or mortgage broker and the representative is telling you that you have a choice of the Government Home Equity Conversion Mortgage (HECM or Heck-um) or a Jumbo or Proprietary Program

Wed, 9 Jan 2008: Can You Refinance Your Reverse Mortgage Loan
I received a call from the son and daughter of a senior borrower today and they wanted to know if their mother could refinance her reverse mortgage loan

Tue, 8 Jan 2008: 2008 Economic and Investment Outlook
The decline in the value of existing homes is what will cause the 2008 recession and cause it to be the most severe recession since the early 1980s (although not all that bad by historical standards). The bulk of the average American's savings is in their home and their net worth is decreasing.

Wed, 26 Dec 2007: The Purpose-Driven Retirement
This article explains why a sense of purpose is crucial for a happy and satisfying retirement.

Tue, 25 Dec 2007: Managing Bad Debts Thru Consolidation Debt Loans
Burden or overwhelm with mounting debts? Credit cards, loans and mortgages and no end in sight? Consolidation debt loans could be an option.

Tue, 25 Dec 2007: Loan For Your Business
If you are looking to get started in the small business world, chances are you will need some outside start up capital. Few, if any, small business owners got their start up money out of their own pocket.

Tue, 25 Dec 2007: Five New Years Resolutions For Your Retirement
This article tells you how to jump-start your retirement plans in 2008 and retire sooner than you thought possible.

Tue, 18 Dec 2007: Use a Bad Credit Credit Card to Repair Your Credit
When your credit is bad, cards issuers don't want to give you a credit card. When you can't get credit, it's hard to rebuild that all-important credit history. It's a catch-22 - you need a way to show that you can pay your bills, and unless you show that you can pay your bills, no one is going to give you that way.

Mon, 17 Dec 2007: The Secrets To Preparing A Last Will & Testament That Protects Your Family and Preserves Your Assets
You are a busy professional or business executive who must serve his clients and build his business. However, you also have a family and significant personal assets that require your attention. How can you find the time to both grow your business and ensure that your assets are not devoured by estate taxes upon your death?

Wed, 5 Dec 2007: Independent Financial Advisers For The Young
A look at the financial situation of the young considering the pressures of ever increasing debt and the mis-conception of independent financial advisers being for the wealthy.

Fri, 30 Nov 2007: Winning the Game to Financial Freedom
Financial knowledge is the key to success. Researching all the financial information available is a must to becoming educated in building wealth. People are responsible for learning all there is to know about finances, preventing money blunders and financial difficulties.


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