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Financial Planning Articles

Fri, 12 Jan 2007: Are You Considering Re-Financing?
Homeowners who are considering re-financing their home may have a wealth of options available to them. However, these same homeowners may find themselves feeling overwhelmed by this wealth of options.


Thu, 11 Jan 2007: Tips On Selecting The Right Structured Settlement Company
Before we move on to the tips that will help you find the right structured settlement company for your needs, are you really sure what you've got on your hands is a structured settlement? When litigat

Fri, 29 Dec 2006: Do it Now! Start Planning Your Retirement Strategy
You've worked hard all your life and one day the big day will arrive - you'll retire. For now it probably still seems a long way into the future, but the reality is that the sooner you get ready for

Wed, 20 Dec 2006: Your Ultimate Financial Management Tool
Have you ever built your own house or added an extension to it? If you have you wouldn't expect your builder to build without a set of house plans, even for the smallest of extensions. If he did the k

Wed, 20 Dec 2006: Using a Home Equity Loan to Invest
What is a home equity loan?Home equity is a person's financial stake in his or her home. A home equity loan allows you to borrow up to 125 percent of the appraised value of your home, less any existin

Sat, 9 Dec 2006: Financial Planning - The Key to Your Lifelong Success
Financial planning is not limited to asset allocation, mutual funds, and fixed-income investments - planning should include every aspect of your life. Should you apply for that credit card? What type

Sat, 9 Dec 2006: Retirement Planning. Fail to Plan and Plan to Fail
All Americans know that retirement planning is vitally important. We know that pensions are a thing of the past, and that Social Security is likely to be "reformed" so that it does not provide the sam

Fri, 8 Dec 2006: How Much Will You Need For Retirement?
It's no secret that the average American is not saving enough for his or her retirement. The sad truth is that most Americans have no savings at all - the average family is $10,000 in net debt! For ye

Fri, 8 Dec 2006: Financial Planners - Good Ones Earn Their Pay
Financial planners are more than just stock brokers - they are trained professionals who have a fiduciary duty to put their client's interests ahead of their own. Unfortunately, a minority of financia

Fri, 8 Dec 2006: What You Need to Know About Estate Planning
Most of us don't like to think about estate planning. It seems morbid to think about our demise, so we sweep it under the rug and don't prepare ourselves and our families for the worst. However, witho

Fri, 8 Dec 2006: Introduction To Social Security
In order to address the routine concerns of many, regarding the payment of bills post-retirement or disability, a federal benefits program was designed in the United States, in 1935, known as the Soci

Fri, 8 Dec 2006: Creating A Budget
Many people do not consider the importance of a budget. They indulge in spending according to their earning and do not leave room for emergencies. This usually ends up in the incurring of debts and so

Fri, 8 Dec 2006: The Secret of Saving Money
Commitment, along with patience, is very essential if you want to save money in a profitable manner. It is essential to save while you can, to avoid panicking in a sudden emergency. Money saved is a s

Mon, 4 Dec 2006: Does Money Cause You Trouble? Find Out How To Manage It
Money has been the constant source of heartache since the time the concept of earning was invented. With the passage of time, this commodity and its management has caused more problems than one can im


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