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Insurance Articles

Sat, 12 May 2007: Insurance: Understanding Long-Term Care Insurance
Today's seniors are living longer than ever, but as life spans increase, so do the needs for additional care. The majority of today's retirees will need some form of special care as they age, whether


Fri, 11 May 2007: Insurance: Beware Of Universal Life II
Permanent insurance such as Whole Life, Universal Life, Equity-Indexed Universal Life and Variable Universal Life is regularly promoted as the perfect retirement vehicle or the new way to build wealth

Mon, 7 May 2007: Discover Benefits of Travel Accident Insurance
Nowadays people visit other county more often than early. You can buy a ticket and begin your travel to nice place in this world. But you should be sure to have some foundation for your tour. And this one will be travel accident insurance.

Sat, 5 May 2007: More Small Business Health Insurance Basics In Texas
Because premiums, deductibles, copayments, and coinsurance levels for small business group health insurance policies in Texas can vary widely from plan to plan, it pays to shop around.Have a good unde

Thu, 3 May 2007: What Is The Purpose Of Umbrella Insurance?
At some point, you have probably heard of umbrella insurance, but have no idea what it is. Well, first off, it does not cover the umbrella you protect yourself from the rain. It is a figure of speech.

Wed, 2 May 2007: Insurance: Beware Of Universal Life
Has a life insurance agent suggested that you buy 'permanent' insurance such as Whole Life, Universal Life or Variable Universal Life? The reasons they give seem so compelling, but are they in your be

Wed, 2 May 2007: How To Buy Home Insurance
Before you can settle on that house you want to buy, you will have to provide proof of home insurance. Your lender will require it, and truthfully, it is in your best interest - unless you can afford

Tue, 1 May 2007: Life Insurance For Beginners
Life insurance is a means for providing financial protection for your family in the event of your death. A life insurance contract is relatively straightforward; you agree to pay a premium at regular

Tue, 1 May 2007: Small Business Health Insurance Basics In Texas
Finding the right group health plan for your business can be downright intimidating: sorting through lists of insurance companies and plans; checking and re-checking the dollars and totals for deducti

Mon, 30 Apr 2007: Forming A Private Purchasing Cooperative For Health Insurance In Texas
As stated by the Texas Department of Insurance, the Texas Legislature enacted three bills that allow small business employers to form cooperatives for the purchase of employer health benefit plans in

Thu, 26 Apr 2007: Personal Boat Insurance-An Essential Part of Boat Ownership
If you are considering a personal boat purchase, such as a cruiser, a fishing boat, or any other type of boat, you will want to incorporate insurance into the overall cost of the boat. Its a good ide

Wed, 25 Apr 2007: Group Health Insurance: 5 Reasons to Drop Your Plan
Group health insurance plans can be a blessing to many individuals and families. They provide essential insurance coverage and, depending on the employer, cost little or nothing to the employee. Howev

Sun, 22 Apr 2007: Keeping An Eye Out For Health Insurance Fraud In Texas
Insurance fraud. It happens daily. There are a number of bogus health insurance companies and agents in Dallas, Houston or anywhere else in Texas who will take your money and run. So, before you purch

Sat, 21 Apr 2007: Why Health Insurance Is Important To Young Individuals In Texas
Young individuals in Dallas, Houston and throughout Texas are a pretty healthy group in general, but going without health insurance interferes with their access to the health care system, introduces b


Thu, 19 Apr 2007: Out On The Edge - The Lack of Health Insurance Benefits For Nonstandard Workers In Texas
A 2005 Commonwealth Fund white paper reported on two important trends in the U.S. workforce - the increasing prevalence of workers in part-time, temporary, contract or non-standard positions, and the

Wed, 18 Apr 2007: Mom-And-Pop Shops In Texas Encounter Hurdles When Buying Health Insurance
The results of an April 2004 Commonwealth Fund white paper* show that the economics of small business group insurance makes offering health benefits to employees is risky. The current lack of health i

Mon, 16 Apr 2007: And The Survey Says - New Numbers Regarding Small Biz And Health Insurance In Texas
A 2006 survey, released by the health insurance trade group America's Health Insurance Plans (AHIP), offers a snapshot look at small group health insurance plans throughout Texas and nationwide. The s

Sun, 15 Apr 2007: Short-Term Health Insurance - What are the Benefits?
So you've just graduated from college, don't yet have a job and have just found out that you're no longer covered under your parents' health insurance plan. Maybe you've decided to leave your current

Tue, 10 Apr 2007: A Spoon Full of Sugar - How to Save on Prescription Drugs in Texas
With the cost of prescription drugs continuing to skyrocket, you need to stay savvy regarding the use of money-saving strategies. According to the Employee Benefit Research Institute, prescription dru

Mon, 9 Apr 2007: Getting The Most From Your Individual Health Plan In Texas
How can you effectively utilize your individual health insurance plan? It starts by becoming an active participant in your own health and healthcare. Remember - the best offense is a great defense. In

Sun, 8 Apr 2007: How Does a PPO Work In Texas?
Many Texans shopping for individual health insurance do not understand what a Preferred Provider Organization (or PPO) is all about. A PPO negotiates discount arrangements with doctors, hospitals and

Sat, 7 Apr 2007: The Hidden Sting of COBRA In Texas Health Insurance
If you lose your job anywhere in the US, including Texas, one of the many questions you'll have is: "Will I lose my health coverage, too?" If you're an employee at a company that has 20 or more employ

Fri, 6 Apr 2007: Life insurance – can you afford to be without it?
Nobody really knows what the future has in store. Have you ever wondered how your loved ones would cope if you died unexpectedly? It is not an easy subject to think about however it is really important to consider just what sort of financial situation you would leave behind.

Fri, 6 Apr 2007: What is Catastrophic Health Insurance?
So your employer in Dallas, Houston or any place in Texas doesn't offer health insurance. Perhaps you can't afford to pay for a health plan. Or maybe you just don't want pay for health coverage becaus

Wed, 4 Apr 2007: Keeping The Best In Texas By Offering Health Insurance Benefits
Every small business in Dallas, Houston and throughout Texas wants to attract high quality individual employees who will contribute to the growth and success of the company. In order to recruit and re


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