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Moving House On A Shoestring? Short Term Van Insurance Will Save A Pretty Penny

Moving house is one of the most stressful events in our lives according to some health experts. It sits up at the top of the list along with marriage, divorce, childbirth and death. It is not surprising really, when you consider the amount of arrangements that need to me made over a usually drawn out amount of time. Trying to move on a shoe string budget makes the task even more difficult. There are ways of making it cheaper, going to supermarkets for boxes, and saving up the free newspapers for packaging for example. One major cost to try and avoid is the cost of removals. Unless you are mates with the world's strongest man, a set of wheels is going to be needed to shift the three piece suite from A to B.

Enlisting the help of a removals firm can cost thousands of pounds. Some provide a full packing service, which of course is a nice idea, but moving on a budget doesn't allow for that kind of luxury. The other option is hiring a local man-with-a-van service. He'll be fully insured, a nice friendly chap and will help lift your stuff up and down the stairs for a fraction of the cost of the big removals guys. If even that is too far out of your budgetary league, why not consider getting a short term insurance and doing it all yourself, cut out all the middle men, borrow a van and get your driving cap on.

Short term insurance works by offering an immediate insurance solution that can literally be ready in minutes. It is aimed at people needing to drive home a new car or borrow a vehicle at short notice for a day, for moving house for example. Going through a vehicle owners insurance broker can be time consuming and costly, and rarely offers cover for less than a year. The administration costs alone through a regular broker can be enough to bust the bank balance.

Based on the same type of cover used by franchise and vehicle hire companies, short term insurance helps eliminate a lot of the cost of fully hiring a vehicle by allowing a driver to source a vehicle to insure. One of the drawbacks with hiring a vehicle to move home, especially over a long distance is getting the van back to the hire company within the 24 hours, or covering the expense of an extra day. This not only soaks up cash, but drains valuable moving time too. Some van hire companies have depots across the country, and in parts of Europe, allowing a hired vehicle to be left at another depot, saving the driver having to make the journey back. As with all services of this nature, it is costly, with companies often asking more money for this than they do for a normal two day hire. It is more suited to those with extra money, but little time.

If you can source a vehicle to borrow when moving house, you can use a short term policy a day at a time until the task is done; alternatively insurance can be arranged for up to a month. This allows for a flexibility and freedom that isn't available through regular hire or leasing companies. Removing these stresses of moving could be enough to keep the blood pressure below boiling; so there is no need to blow a metaphorical gasket in the quest to relocate.

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