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Personal Finance Articles

Thu, 11 Oct 2007: Bad Credit Car Loans are Booming
Car loans offer lenders a big ticket item with limited risk. While a lender's risks their entire investment on an unsecured personal loan, a car loan represents less risk since the lender can take pos


Wed, 10 Oct 2007: Extreme Money Saving Tactics... Don't Laugh To Hard, These Work!
Every month, when you analyse your monthly household expenditures, do you notice an increase as compared to previous months? It may just be ten dollars or a hundred dollars but it is definitely on the

Tue, 9 Oct 2007: Mobile Bills Could Cause 'Unpleasant Shock' For Tourists
With Britain seeing a wave of unseasonable weather over what is alleged to have been the summer months, it is perhaps unsurprising that an increasing number of Britons are looking to take a foreign ho

Thu, 4 Oct 2007: Understanding The Importance Of Your Credit Score
Credit scores are become a more and more important factor in our society. Now a days it is often used in determining prices for both auto and homeowner insurance. Many employers reserve the right to do a credit check of job applicants, in the same manner they reserve the right to drug test potential employees. The fact is that your Credit Score is important.

Wed, 3 Oct 2007: What is contract hire and how does it works
With a Contract Hire facility, the vehicle continues to be owned by the leasing company and is hired to you for a set period of time and at a fixed monthly payment.

Sun, 30 Sep 2007: Student Credit Cards Should I Get One ?
Why should you get a student credit card ? Is it a good idear ? Well read the article and you will learn the in and out of student credit cards

Fri, 7 Sep 2007: Potential Job Switchers Advised To Take Financial Caution
Those wishing to switch careers could be well advised to take stock of how such a move may impact on their finances, new figures reveal.In research released by Birmingham Midshires, some 12 per cent o

Fri, 7 Sep 2007: Money Worries 'Grip' Britons
Britons are becoming evermore worried about their finances, new figures indicate.In a study released by Alliance & Leicester Current Accounts, some 3.4 million consumers claim that money is their bigg

Thu, 6 Sep 2007: School Fees 'Impact Heavily Upon Parents' Finances'
With the new school term rapidly approaching, parents who choose to send their children to private education could well be set to find pressure on their finances increasing due to the rising cost of t

Wed, 5 Sep 2007: Disputing Credit Card Charges
Unlike a stolen credit card, an unauthorized or wrongly billed amount is not limited to a $50 liability. As a matter of fact unless you take steps and dispute a credit card charge, the credit card com

Wed, 5 Sep 2007: Lack Of Planning 'Could Cause Financial Difficulties For Families'
hose Britons who are planning to start a family, or already have children, need to budget their finances as otherwise they risk developing debt problems, it has been suggested.According to James Falla

Sun, 2 Sep 2007: All About Bridge Loans
What is a "bridge loan?" Certainly, it is not a loan for buying a bridge. It gets its name from a frequently used type of financial strategy. Properly used, it can be a decided help in achieving fi

Wed, 29 Aug 2007: Payday Loans-They're Not For Everyone But May Be Just Right For You
Even the "normal" type of lenders proclaim that these loans are often the sole alternative available to customers with bad credit who need money now and can't qualify for a bank loan, credit card, or

Wed, 29 Aug 2007: Garden Improvements 'Can Increase Property Value'
With the summer finally showing signs of brightening, many homeowners are likely to be venturing outside into their gardens, where homeowner loans might help them to make the most of the space availab


Tue, 28 Aug 2007: Debt Consolidation Loans-Getting Off The Credit Card Treadmill
For loads of individuals in a slide down a financial slope, a consolidation loan is a great alternative to bankruptcy and although consolidation isn't instant, it will improve your credit in the long

Sun, 26 Aug 2007: myOwn10-Key - How To Balance Your Checking Account Without First Entering All Of Your Transactions
Balancing your checking account against statements from your financial institution is a monthly task that I highly recommend. Not only can you make mistakes, but the people who process your checking a

Fri, 24 Aug 2007: Are You Falling Into These 4 Frugality Traps?
I love being frugal. Saving money is a constant goal of mine. But there are a lot of challenges to this, and traps for the unwary.Most of these traps relate to failing to think about the long term. It

Fri, 17 Aug 2007: Personal Finances - K.I.S.S.ing Your Checking And Credit Card Accounts
My Dad and father-in-law were at both ends of the spectrum when it came to managing their checking accounts. Dad would spend hours, sometimes days, tracking down a two cent error in his checkbook regi

Thu, 16 Aug 2007: Save Money When Buying a New Vehicle: What You Need to Know
A new vehicle is likely to be the one of the most expensive purchases you'll ever make, so it can really pay to learn a few tricks before heading to the dealership. Here's what you need to know. Do Yo

Wed, 15 Aug 2007: Young People 'Lose Stigma Of Going Into Debt'
An increasing number of young Britons are looking for an "easy" way out of debt problems, figures released this week have indicated.In research carried out by Mintel, about one in five (22 per cent) o

Wed, 15 Aug 2007: Personal Finances - Getting Off The Paycheck To Paycheck Roller Coaster
There are three traditional methods of managing personal income.1. Budgeting,2. Keeping a spending history, and3. Doing nothing (also known as living from paycheck to paycheck).Budgeting involves sett

Tue, 14 Aug 2007: General Identity Theft Statistics Revealed
The number of identity theft cases has been increasing to this day. In fact, according to statistics, the Federal Trade Commission reported that for 4 continuous years, this crime has been on the top

Mon, 13 Aug 2007: Confessions Of A Personal Finance Blogger
I have been trying to find out more about making money on the internet as a result of a little google ad that popped up next to one of my articles. Since then, I have been sucked into the world of int

Wed, 8 Aug 2007: Alternative Student Loans - Your Best Alternative Student Loan Deal
If you are unable to get a standard loan that sometimes will be available from your school, it's not the time to give up. There is a whole range of sources of alternative student loans that are out th

Wed, 8 Aug 2007: What You Must Know How to Do If You Want to Make -- and Keep -- Money
Some people are able to make a lot of money, while others are not. Through Scripture, we see that some people have God-given skills to accomplish certain tasks. But those who don't make money easily c


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