Personal Finance Articles
Identify theft is quite common in the United States, much more common than many of us think. Actually it is one of the fastest rising crimes in America, to make matters worse not only is it one of the most difficult to detect but one of the hardest to solve.
Tue, 26 Aug 2008: How To Create More Income
Very few of us focus on increasing our income in hard times, which is exactly what we should do. Creating more income is also a more positive approach than merely cutting back our spending.
Tue, 26 Aug 2008: Timeshares Affordable Part Time Ownership with a Twist
If full-time ownership, plus the responsibilities and liabilities the come with it are too much for you, you may opt for a time share instead. Time shares part-time ownerships that allow you to share in the costs and responsibilities for a property. This works well because you do not have to shoulder the burden of paying for and maintaining a property by yourself.
Sat, 23 Aug 2008: How To Live Within Your Means
There is a simple, effective formula that everyone can apply to easily manage their finances. I call this the 40%-30%-20%-10% rule. This formula is used to measure your expenditure and cash outflows. You divide your expenditure into four categories and calculate the total of each category as a percentage of your net (after tax) income.
Fri, 22 Aug 2008: Surviving Economic Downturn – Top 10 Money saving tips.
As the UK and United states continues to show signs of economic downturn and cost of food, fuel and interest rate continues to rise, knowing how to reduce your expenses and changing your spending habits can make your money go further during economic recessions and economic downturn.
Fri, 22 Aug 2008: Know Your Finances - The 1st Step Towards Financial Freedom
One of the greatest mistakes you can make in managing money is not knowing where your money is going. About 90% of people who come to see me do not know exactly how they spend their money. Some may have small notebooks where they scrawl their monthly accounts but when they start to put everything down on paper, they are always surprised, if not shocked, to see the real state of their finances.
Fri, 22 Aug 2008: Rules for Investing- How To Build a Portfolio of Safe, Secure Investments
In order to invest wisely, you need to have a suitable investment plan that will ensure the appropriate amount of growth for you. Your investments will also need to be safe and easy to manage.
Fri, 22 Aug 2008: Making Money - It is All in Your Mind
Making money is 90% thought and 10% know-how. When I work with clients, I find the first major hurdle to overcome is their belief system governing money.
Thu, 21 Aug 2008: What Are The Best Credit Secrets Kept Hidden From You?
Do you wish you had better credit? There certainly are ways to improve your credit, and it does not have to take years or even several months to do it. People who improve their credit enjoy many advantages over those whose credit has suffered. But many are those who tend to do nothing about it...
Thu, 21 Aug 2008: Strategies for Protecting Your Identity
There's only one of you. Your unique DNA make-up supports that fact. While individuals may be protected against liability for unauthorized accounts or transactions under federal and state law and by financial industry practices, it is still important to enlist simple steps to protect one's identity, consumer reputation and credit rating.
Thu, 21 Aug 2008: One of the Most Important Rules of Money Management
The lack of money is often not our problem, it is the way we spend it. Wealthy people tend to spend money on things that increase in value or provide them with a return on their investment. People who are not wealthy spend the bulk of their money on items that perish, depreciate or have no return on their investment.
Wed, 20 Aug 2008: Online Shopping To Recession Proof Your Shopping Habits
Consider the internet to replace department store shopping and save money.
Tue, 19 Aug 2008: QROPS Uncovered: A Guide To Overseas Pensions
A simple summary of the QROPS scheme and essential financial guide for any ex-pat or future migrant from the UK.
Mon, 11 Aug 2008: Is Your Financial Data Safe
What are the major retailers credit card companies and government doing to safeguard your data?
Mon, 11 Aug 2008: Are You Storing Up Trouble For The Future?
When the sun starts to shine and you reach for your summer clothes make sure you do not end up with anything other than a healthy bank balance to match your glow.
Mon, 11 Aug 2008: Save The World Ditch The Credit Card
What if common sense were more common? Do you ever really think about what went wrong in the last ten years with your personal finances or would you rather not know?
Fri, 8 Aug 2008: Consumers Move Away From Uncapped Tariffs
With the latest round of energy hikes are released, people are rushing to get themselves themselves on fixed-price tariffs to dampen the effect of the savage cost rises, according to the Fair Investment Company.
Thu, 7 Aug 2008: 12 Simple Tips To Cut Your Gas Expenses And Help The Environment
Gas prices have always gone down slower than oil prices, so even with the current drop in crude oil prices, cutting gas expenses is still very much a priority, PLUS it helps preserve the environment!
Sat, 2 Aug 2008: Why You Need An Identity Theft Attorney
Most people think that it won't happen to them. When it does, they are shocked. They feel violated, and worse, they are often well on the road to financial ruin before they even know that a crime has been committed against them.
Fri, 25 Jul 2008: Don't Let Debt Ruin Your Life
How to control debt and reduce the stress of financial worry
Thu, 24 Jul 2008: Credit Repair Companies - Scams or Savours...
Caught out with a bad or detrimental credit file and don't know what to do? This article looks at the rather tarnished reputation that credit repair companies seem to have got for themselves, and some timely advice on what you should do.
Sat, 12 Jul 2008: The Importance of Learning about Personal Finance
Personal finance is a difficult topic to learn about and for that reason a person just naturally tends to shy away from it, making excuses in an attempt to avoid having to learn about it.
Thu, 10 Jul 2008: Raising Your Credit 249 Points In 90 Days
We have all been bitten by the debt bug at one time or another. It has many faces and it is almost impossible to escape from. It feeds hungrily on our life-giving credit and takes no prisoners...
Thu, 3 Jul 2008: 5 Ways for Teens to Make Money Online
There are plenty of ways for teens to make money, with a little creativity and work, you can be well on your way to becoming a young entrepreneur.
Wed, 2 Jul 2008: How To Invest for Your Retirement
Retirement Investment? Invest in stocks, bonds, mutual funds, certificates of deposit, and money market accounts. You do not have to tell anyone that the returns on these investments are to be used for your retirement. Just simply let your money grow over time, and when certain investments reach their maturity, reinvest them and continue to let your money grow.
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