http://www.content4reprint.com/profile/cjesposito-14820.xml Articles at Content for Reprint en-us http://www.content4reprint.com/business/advertising/odd-ball-holidays-a-different-way-to-market-your-product.htm http://www.content4reprint.com/business/advertising/odd-ball-holidays-a-different-way-to-market-your-product.htm Sat, 20 Dec 2008 09:25:55 +0000 It's the holiday season once again. While most of your competitors are bumping up their marketing, you should find a smarter way to get noticed. My office provides owner builder construction loans - a small fish in a large construction financing ocean. The only chance we have of getting noticed is by being different and wacky - focusing on odd-ball holidays to send out our marketing pieces. http://www.content4reprint.com/finance/mortgage/holiday-shopping-for-owner-builder-loans-the-features-your-financing-must-have.htm http://www.content4reprint.com/finance/mortgage/holiday-shopping-for-owner-builder-loans-the-features-your-financing-must-have.htm Thu, 18 Dec 2008 10:03:38 +0000 Happy Holidays. It's that time of year again. Holiday season not only means shopping for stocking stuffers. It's also the time of year when people start planning their construction projects to be able to begin building in the spring. Here's a list of features your owner builder construction loan must have to make your shopping easier. http://www.content4reprint.com/home/home-improvement/the-latest-owner-builder-home-improvement-loan.htm http://www.content4reprint.com/home/home-improvement/the-latest-owner-builder-home-improvement-loan.htm Mon, 15 Dec 2008 09:19:49 +0000 Home improvement loans are gaining popularity as more people opt to fix up their homes in today's economy instead of buy or build new houses. And, saving money during the renovation is more important than ever. The latest twist in the mortgage industry's home improvement niche allows you to manage the process yourself as an owner builder and cut out the costs of a general contractor. http://www.content4reprint.com/finance/mortgage/is-an-owner-builder-loan-recession-proof.htm http://www.content4reprint.com/finance/mortgage/is-an-owner-builder-loan-recession-proof.htm Mon, 08 Dec 2008 22:32:39 +0000 Certainly owner builder construction loans have changed over the last couple of years in response to the tightening of the mortgage industry's metaphorical belt. However, there are still some good owner builder construction loans available today. And, the main features of owner builder construction may make it a winner regardless of the current state of the economy. http://www.content4reprint.com/environment/green-home-improvement-smart-renovation-with-owner-builder-principles.htm http://www.content4reprint.com/environment/green-home-improvement-smart-renovation-with-owner-builder-principles.htm Sat, 06 Dec 2008 09:37:25 +0000 The country's movement toward more environmentally friendly products has extended deep into the home improvement industry. However, you must weigh the costs of the home improvements to the benefits. For this purpose, owner builder principles of home improvement provide a great opportunity to get the best of both worlds. http://www.content4reprint.com/finance/mortgage/the-best-way-to-lock-in-your-permanent-interest-rate-as-an-owner-builder.htm http://www.content4reprint.com/finance/mortgage/the-best-way-to-lock-in-your-permanent-interest-rate-as-an-owner-builder.htm Thu, 04 Dec 2008 11:09:54 +0000 All construction-to-permanent loans, especially owner builder loans, have two sets of interest rates - one rate during construction and one permanent mortgage rate once you are done building. If an owner builder can find a way to lock the permanent mortgage rate now, prior to construction, he can save a lot of money over the next 30 years. http://www.content4reprint.com/finance/mortgage/who-should-be-an-owner-builder-in-todays-economy.htm http://www.content4reprint.com/finance/mortgage/who-should-be-an-owner-builder-in-todays-economy.htm Tue, 02 Dec 2008 05:41:22 +0000 Owner builder construction loans are designed for people who wish to build their new house without having to hire a general contractor. Unfortunately, there is a lot of confusion about the role of the owner builder, leading many people to take on the responsibility for the wrong reasons - and with improper planning. If you want to be an owner builder, you should consider these points first. http://www.content4reprint.com/finance/mortgage/income-documentation-for-self-employed-borrowers-of-owner-builder-construction-loans.htm http://www.content4reprint.com/finance/mortgage/income-documentation-for-self-employed-borrowers-of-owner-builder-construction-loans.htm Fri, 28 Nov 2008 20:31:22 +0000 Owner builder construction loans have essentially eliminated stated income programs. For self-employed borrowers, who keep their documented income as low as possible for tax purposes, this policy change can cause real problems. Therefore, if you're self-employed and wish to build your home as an owner builder, you need to know beforehand the procedures for calculating and documenting your income. http://www.content4reprint.com/finance/mortgage/ten-questions-you-should-ask-about-your-owner-builder-construction-loan.htm http://www.content4reprint.com/finance/mortgage/ten-questions-you-should-ask-about-your-owner-builder-construction-loan.htm Wed, 26 Nov 2008 09:27:53 +0000 Owner builder construction loans have not been immune to all of the changes that have occurred over the last couple of years in the mortgage industry. With all of the turbulence, a borrower must ask more questions now than ever before. So, if you want to be an owner builder, here is a list of ten questions you need to ask about your construction loan. http://www.content4reprint.com/finance/owner-builder-credit-scores-and-the-effect-on-financing-fees.htm http://www.content4reprint.com/finance/owner-builder-credit-scores-and-the-effect-on-financing-fees.htm Fri, 21 Nov 2008 05:08:28 +0000 Owner builder construction loans have become harder to find as the mortgage industry has all but done away with these highly specialized products. The owner builder programs that remain strong are using the industry titan, Fannie Mae, for rates and pricing. How does this affect you? Your loan will have higher financing fees (discount points) wrapped into it if your credit score is not strong.