Latest Articles by imarketing4s

Checklist for Those on Debt Management Plan

Sun, 23 Nov 2008 11:22:00 +0000

When faced with serious debt problems, people run to credit counseling agencies for help. True, there are many reputable non-profit organizations that offer credit counseling and help on financial management. However, there are also many organizations that pretend to offer credit counseling but charge their clients with unreasonably high fees for their services.

What to Ask a Credit Counseling Agency

Mon, 17 Nov 2008 23:08:19 +0000

If you have decided to seek help from a credit counseling agency, never presume that all agencies have your best interests at heart. There are agencies that disguise themselves as “non-profit” credit counseling organizations, when in fact they are conducting illegal operations.

How Bad Credit Debt Consolidation Will Help You

Sun, 02 Nov 2008 23:56:24 +0000

The concept of bad credit debt consolidation is supposed to make debt repayment easier for more people. Those who are stuck in huge debts can lighten their burden through consolidation. There are two ways to consolidate debts – first is through a debt consolidation loan and the other is by enrolling in a debt management plan. In this article, let’s discuss each of these options.

Negotiating Debts with your Mortgage Lender

Tue, 28 Oct 2008 21:52:52 +0000

Missing payment on your mortgage could put you in a very dangerous situation. Three consecutive misses in your payments can force your lender to file for foreclosure. This is why consumers are advised to pay close attention to their payments. However, there are times when financial crisis can make it difficult for you to keep up with your payments. When this happens, what can you do to avoid foreclosure?

How Can I Recover from Bankruptcy?

Thu, 23 Oct 2008 21:32:53 +0000

When it comes to finances, bankruptcy is definitely one of the most difficult problems that one can face. Nevertheless, this doesn’t mean that it’s a hopeless situation. As soon as you’ve been discharged, you can take action to rebuild your credit right away.

Can I Get Debt Collectors Off My Back?

Tue, 21 Oct 2008 19:41:10 +0000

What can add more stress and pressure to someone in debt are the constant calls from debt collectors. For debts that are long past due, a creditor may turn over the collection to a debt collection agency. But some agencies may use unfair debt collection practices to force a borrower to pay. What should you do if you find yourself in a similar situation? Here are some tips:

What Types Of Debt Can Be Consolidated?

Fri, 22 Aug 2008 21:14:01 +0000

There are two types of debt consolidation program. One is a debt consolidation loan wherein the borrower obtains a loan to pay off all his existing debts to his creditors. Afterwards, he will be subjected to submit a monthly payment to his loan consolidation lender for a lower interest rate.

Free Debt Consolidation: Get Relief From Debt For Free

Tue, 22 Jul 2008 20:15:53 +0000

There are various debt consolidation programs, which gives you a lot of options. You could either select a paid service or go for the many free services available.

Is Home Loan after Bankruptcy Possible?

Mon, 14 Jul 2008 20:14:41 +0000

Even if you have a record of bankruptcy in your credit report, there is still a chance to make a new start.

The Debt Consolidation Information You Needed To Know

Fri, 06 Jun 2008 19:40:50 +0000

Unravel the benefits of taking debt consolidation. See how it can improve your credit rating and guide you to financial recovery. Free Debt Advice!