Articles related to: Annuities
1: 6 Things Dating Teaches Us About Investing
Bad date last night? Don't despair. It's not as bad as you may think. Here's some good news: you may not know it, but when it comes to your money, that bad date can teach you an awful lot about succe..
2: Annuities: My True Story and the Bad News
I used to sell annuities. I was intrigued by them and initially and the way they were introduced to me, they seemed like they could really help people. Until one day, it happened...This is the true s..
3: Annuities: The Big Risk in Today's Economy?
We are now approaching close to 70 years following the first Great Depression in this wonderful country. It certainly has been quite a ride and there is no question that this country has prospered tr..
4: Sticker Shock: Is Professional Financial Advice Costing too Much?
It can be difficult for someone in the financial services industry to know how the investor feels, especially when first choosing which advisor to work with. I recently had an experience that put me i..
5: A Better Way To Sell A Structured Settlement- Via Auction
Structured settlements were introduced in Canada and the United States in the 1970's. They were introduced as an alternative to lump sum payments, common in insurance settlements and lottery winnings...
6: Annuities: Rising Interest Rates: Another Reason To Avoid Equity-Indexed Annuities
Rising interest rates are another reason to avoid Equity-Indexed Annuities. If you are retired or near retirement, don't let yourself be talked into purchasing an Equity-Indexed Annuity. If you do, it..
7: Annuities: Better Alternatives Than Equity-Indexed Annuities
Equity Indexed Annuities (EIAs) have become the hot product of late. I believe you can easily find other alternatives that will bring a better return, without locking up your money or levying hefty su..
8: Annuities: Equity-Indexed Annuities: There Are Better Growth Alternatives ( Stability)
Every investor would like to increase their income without compromising their stability. Maybe that's why Equity Indexed Annuities (EIAs) have become so popular, because of their promise of providing ..
9: Annuities: Equity-Indexed Annuities: There Are Better Growth Alternatives
Everybody wants to find the secret to investing on Wall Street. But the truth is, you don't have to be a genius to be a successful equity investor. And you don't have to lock your money into restricti..
10: Annuities: Don't Put Your IRA In A Variable Annuity
If you've talked to a broker or agent about rolling over your retirement account, there's a good chance the advisor recommended you invest in a Variable Annuity. Don't do it! I believe the only reason..
11: Annuities: Your Questions Answered: Equity-Indexed Annuities
Q. Jeff, I've been approached by someone touting the benefits of equity indexed annuity with "Company-X". They say my money will be safe, there's a minimum return and a cap with a participation rate o..
12: Annuities: Equity-Indexed Annuties: Knowing When You're Financially Vulnerable
It's hunting season out there, and unfortunately, you're the target! The financial services industry is on the hunt for your account and they know when you are most likely to take their bait. Knowing ..
13: Annuities: Seniors Targets of Financial Charlatans
Seniors in your community may be targets of financial charlatans. I've received a number of disturbing reports recently from seniors about the abusive tactics of some advisors. Their actions are not o..
14: Annuities: Equity-Indexed Annuities: Putting Lipstick On A Pig
I believe that Equity Indexed Annuities and the sales practices used to sell them may well be the Next Big Investment Scandal you will hear about. You need to understand why and to think twice before ..
15: Annuities: Federal Regulators Concerned About Equity-Indexed Annuities
I've been predicting for some time now that Equity-Indexed Annuities and the sales practices associated with them will be the Next Big Scandal of the financial services industry. And now my prediction..
16: Annuities: Equity-Linked Certificate Of Deposit: The Safer Low-Cost EIA Alternative
Equity-Linked Certificates of Deposit are a safer, low-cost alternative for those who must have an Equity-Indexed Annuity type of investment. These little-known investments allow you to participate in..
17: Annuities: The Guaranteed Minimum Income Benefit
Variable Annuities now offer a Guaranteed Minimum Withdrawal Benefit which allows you to earn 5% or 6% even if the market drops significantly. Undoubtedly, you will be pitched a variable annuity or pr..
18: Annuities: Oversight Needed On Equity-Indexed Annuities
The sale of Equity-Indexed Annuities has increased 45% the first 6 months of this year. I'm concerned that the vast majority of those sales are unsuitable for the investors buying them. Oversight by t..
19: Annuities: Avoid More Fianancial Razor Blades
Our nation has just enjoyed one of its most popular annual rituals: the Super Bowl. One can draw many lessons from the drama on the gridiron and all the hoopla surrounding it. But as I watched this ye..
20: Annuities: Are Low-Cost Annuities A Good Choice?
I've disliked variable annuities for many years because of their high fees and onerous surrender penalties. Now, low-cost variable annuities are available that slash fees and do away with the surrende..
21: Annuities: Why You Shouldn't Annuitize
As more companies do away with their pension programs, the insurance industry and the media are heavily promoting the use of immediate annuities to provide a dependable income stream during your retir..
22: Annuities: Annuities? Give Me A Break!
Millions of seniors are sold equity-indexed and variable annuities with promises of guaranteed returns with little or no risk. And hardly a day goes by that I don't hear from some frustrated investor ..
23: Annuities: Equity-Indexed Annuities: The Investment From Hell
If you were nearing the edge of the cliff and didn't know it, would you want someone to warn you before it was too late? Of course you would. That's been the guiding principle of this column, to infor..
24: Annuities - Are They Good For You or Only Your Financial Advisor?
Annuities have received a lot of bad press recently, and much of it for good reason. Life insurance agents and securities brokers often foist annuities upon their clients without properly explaining t..
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