Articles tagged: "Annuities"
1: Annuities: My True Story and the Bad News
This is one person 's true story about annuities. It is an eye opener and worth reading.
2: Annuities: The Big Risk in Today 's Economy?
With all the credit issues facing corporate America today, are the insurance companies at risk? Read this article to learn more.
3: Sticker Shock: Is Professional Financial Advice Costing too Much?
It can be difficult for someone in the financial services industry to know how the investor feels, especially when first choosing which advisor to work with. I recently had an experience that put me in your shoes for a change.
4: A Better Way To Sell A Structured Settlement- Via Auction
Read up on previously used methods for selling a structured settlement and the new method of selling a settlement via an auction platform with Top Rated Funding firms.
5: Annuities: Rising Interest Rates: Another Reason To Avoid Equity-Indexed Annuities
Rising interest rates are another reason to avoid Equity-Indexed Annuities. If you are retired or near retirement, don't let yourself be talked into purchasing an Equity-Indexed Annuity. If you do, it could easily be a decision you regret for many years to come. I've been called 'a lone voice i
6: Annuities: Better Alternatives Than Equity-Indexed Annuities
Equity Indexed Annuities (EIAs) have become the hot product of late. I believe you can easily find other alternatives that will bring a better return, without locking up your money or levying hefty surrender penalties. I'll discuss these alternatives in the next two articles. But first, you sho
7: Annuities: Equity-Indexed Annuities: There Are Better Growth Alternatives ( Stability)
Every investor would like to increase their income without compromising their stability. Maybe that 's why Equity Indexed Annuities (EIAs) have become so popular, because of their promise of providing a stable income stream. But there are a number of ways that you can easily outperform what an E
8: Annuities: Equity-Indexed Annuities: There Are Better Growth Alternatives
Everybody wants to find the secret to investing on Wall Street. But the truth is, you don't have to be a genius to be a successful equity investor. And you don't have to lock your money into restrictive investments like equity indexed annuities (EIAs), either. In this article I'll explain sever
9: Annuities: Don't Put Your IRA In A Variable Annuity
If you've talked to a broker or agent about rolling over your retirement account, there 's a good chance the advisor recommended you invest in a Variable Annuity. Don't do it! I believe the only reason a variable annuity is recommended for an IRA is so the advisor can earn more money. Let me exp
10: Annuities: Your Questions Answered: Equity-Indexed Annuities
Q. Jeff, I've been approached by someone touting the benefits of equity indexed annuity with "Company-X". They say my money will be safe, there 's a minimum return and a cap with a participation rate of 100%. They also said I'd probably average between 6%-7% without any risk to the money I put i
11: Annuities: Equity-Indexed Annuties: Knowing When You're Financially Vulnerable
It 's hunting season out there, and unfortunately, you're the target! The financial services industry is on the hunt for your account and they know when you are most likely to take their bait. Knowing when you are most vulnerable is the first step in keeping you and your nest egg from being snar
12: Annuities: Seniors Targets of Financial Charlatans
Seniors in your community may be targets of financial charlatans. I've received a number of disturbing reports recently from seniors about the abusive tactics of some advisors. Their actions are not only unethical, but they border on the criminal. You must be aware of these despicable tactics s
13: Annuities: Equity-Indexed Annuities: Putting Lipstick On A Pig
I believe that Equity Indexed Annuities and the sales practices used to sell them may well be the Next Big Investment Scandal you will hear about. You need to understand why and to think twice before you purchase one of these products. We have seen many scandals the last few years relating to m
14: Annuities: Federal Regulators Concerned About Equity-Indexed Annuities
I've been predicting for some time now that Equity-Indexed Annuities and the sales practices associated with them will be the Next Big Scandal of the financial services industry. And now my predictions are coming true.After a chorus of complaints, the National Association of Securities Dealers
15: Annuities: Equity-Linked Certificate Of Deposit: The Safer Low-Cost EIA Alternative
Equity-Linked Certificates of Deposit are a safer, low-cost alternative for those who must have an Equity-Indexed Annuity type of investment. These little-known investments allow you to participate in the growth of the market index while your principal is guaranteed by the Government. Read on t
16: Annuities: The Guaranteed Minimum Income Benefit
Variable Annuities now offer a Guaranteed Minimum Withdrawal Benefit which allows you to earn 5% or 6% even if the market drops significantly. Undoubtedly, you will be pitched a variable annuity or pressured to transfer your existing one into a new contract with this benefit. Should you? Read o
17: Annuities: Oversight Needed On Equity-Indexed Annuities
The sale of Equity-Indexed Annuities has increased 45% the first 6 months of this year. I'm concerned that the vast majority of those sales are unsuitable for the investors buying them. Oversight by the Securities and Exchange Commission (SEC) and the National Association of Securities Dealers
18: Annuities: Avoid More Fianancial Razor Blades
Our nation has just enjoyed one of its most popular annual rituals: the Super Bowl. One can draw many lessons from the drama on the gridiron and all the hoopla surrounding it. But as I watched this year 's spectacle, one thing in particular caught my eye. And what I saw can teach a very valuable
19: Annuities: Are Low-Cost Annuities A Good Choice?
I've disliked variable annuities for many years because of their high fees and onerous surrender penalties. Now, low-cost variable annuities are available that slash fees and do away with the surrender penalties. Does this change my opinion on the use of variable annuities? Read on to find out.
20: Annuities: Why You Shouldn't Annuitize
As more companies do away with their pension programs, the insurance industry and the media are heavily promoting the use of immediate annuities to provide a dependable income stream during your retirement. But is that in your best interest? Normally, I say it is not. Read on to find out why.An
21: Annuities: Annuities? Give Me A Break!
Millions of seniors are sold equity-indexed and variable annuities with promises of guaranteed returns with little or no risk. And hardly a day goes by that I don't hear from some frustrated investor who finds him/herself trapped by one of these investments. Let me paint a very clear picture of
22: Annuities: Equity-Indexed Annuities: The Investment From Hell
If you were nearing the edge of the cliff and didn't know it, would you want someone to warn you before it was too late? Of course you would. That 's been the guiding principle of this column, to inform everyday investors of the pitfalls that could cause them and their nest egg irreparable harm.
23: Annuities - Are They Good For You or Only Your Financial Advisor?
Annuities have received a lot of bad press recently, and much of it for good reason. Life insurance agents and securities brokers often foist annuities upon their clients without properly explaining them or ensuring that the annuities fit their clients' needs. Why? Because annuities typically p
