If you are being relentlessly hounded by an abusive bill collector, remember that there is an act, passed way back in 1977, to stop such nasty behavior. It's the Fair Debt Collection Practices Act, sh..

As usual, it's a good news, bad news scenario. The good news is that you've made a commitment to eliminate as many debts as possible. The bad news is there's a little matter from the past that has stu..