Articles tagged: "credit balance"

1: Credit Card Customer Service Roundup

When determining which credit card company is right for you, it’s important to consider everything the credit card company has to offer Equally as important as a low APR or advanced security features is the credit card company’s customer service

2: Reality Check: Half Of Households Have No Credit Card Debt

If you’ve ever heard that the average household carries $9,000 of credit card debt and thought that you were ok with your balance, think again In reality, half of American households have no credit card debt at all and nearly a quarter more have less than $2,200 in credit card debt

3: Disputing Your Credit Score

If you get your free annual credit report and discover there are some inaccuracies, you will want to dispute the information and work to get it corrected on your credit report When you dispute the information, you are protected by the Fair Credit Reporting Act which requires that all credit reporting agencies (like Experian, TransUnion, etc) respond with an investigation of your creditors

4: Get Cash Back For Holiday Purchases

With the holiday shopping extravaganza just around the corner it is well advised to look at your finances to properly budget for the event You should not be dipping into your rainy-day fund for this

5: Protect Credit Card Numbers At All Costs

Owning a credit card is a true benefit for most individuals Credit cards allow people to purchase items, both large and small, without the need to pay with cash

6: Learn What Credit Insurance Can Do For You

Almost every time you make major or smaller purchases you apply for some type of credit No matter if you are buying a house or a car, or you just go and buy some appliances or electronics for your home you’ll use some type of credit