Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit..

You can make credit work for you during times of a financial crisis, and it is prudent to look around at all that is offered. Take advantage of any rebates or incentives offered by a lender at any gi..

Did you know that 60% of your credit rating is based on the activity within the last 24 months? You may be lamenting over those old collection accounts or an old bankruptcy filing, but if you have sin..

Having a good credit rating has become incredibly important in the modern world. With a high credit score, you can apply for loans with better interest rates, premium credit cards, and low-interest mo..

Today you can easily get instant access to a free copy of your UK credit report online. But what are the benefits of being able to see this record of your credit history and the other details that the..

Identity Theft is now the number one crime in the entire world. It is estimated that $221 billion a year is lost by businesses worldwide due to identity theft. Cyber crime units now analyze 2,000 to ..

Bad credit is a burden most people don't realize how far reaching it is until it affects them. Having poor credit will affect your ability to buy a house, get a credit card, get a car loan (or any typ..

So, you have decided to consolidate your debts and are trying to improve your credit score. You've received the credit report, gone through it, and everything looks pretty much in order. Do you have a..

Credit card companies now make it so easy to transfer one credit card balance to another. We get so bombarded with all the advertisements for balance transfers it's hard to decide what company to do b..

Your credit score is one of the most critical factors in your financial life. It determines if you will be approved for a loan or line of credit. A credit score is a mathematically calculated number d..

By now everyone is aware of the Vantage credit scoring system developed by the three major credit bureaus: Equifax, Experian and TransUnion. The system grades consumers on a scale of A-F. I have done ..

Understanding every detail of information on the credit report is an important step to repair your credit score. Your credit report carries free credit score that the lenders look at before finalizing..

In the modern world today many people have large debts hanging over their heads and consequently suffer from having a bad credit rating. Because of the shear number individuals with a bad credit histo..

Did you know that each time you take up any kind of credit or loan, or pay one back, it adds to your credit rating. Who keeps a record on you will vary according to where you live, but the three major..

When you receive your credit report and credit score, the first step is deciding where you stand and where your main problems may lie:-Have you defaulted on a loan, failed to pay taxes, or recently be..