Of course, the hate mail is always from a few people that happen to own these "certain types" of businesses I discussed and those businesses of course are Credit Counseling or Debt Consolidation compa..

People with credit problems often ask me when it comes to improving their credit score whether they should hire a credit repair company or do it themselves? Unfortunately, there is no simple or univer..

If you wish to increase your score from 580 to 650 then your strategy will be very different from someone wanting to go from 670 to 725. Why? Because you starting point is different which requires a d..

This is the foundation of obtaining a great score. If you're going to have bad credit, its best for it to be past bad credit. We can work on that. The one thing you have to do is make sure of is that ..

Along with the 5 frozen fruit cakes, 12 extra pounds of padding and another year of Uncle Elmer singing drunken Christmas Carols - the biggest thing thing that Americans share each Christmas is an ala..

You'll hear lots of ads today on television and radio about credit repair services that can cut your debt by 20%, 30%, 40% or more. "We can stop the phone calls!" they claim. "We'll negotiate with yo..

Understand bankruptcy before you need it and you may be able to avoid it. You may also be more confident about getting through it if you need to. Cost/Benefit analysis is thought of as a Business Pro..

FICO is an acronym for Fair Isaac Corporation.FICO Credit Scoring is a method developed by Fair Isaac & Co. to evaluate your 'credit worthiness'.There are really three FICO scores computed to find my ..

You have just seen the house of your dreams but you have had credit problems. The ability to find home loans with bad credit can be difficult but not impossible.Previous to 1990 if you did not qualif..

When you receive your credit report and credit score, the first step is deciding where you stand and where your main problems may lie:-Have you defaulted on a loan, failed to pay taxes, or recently be..