People with credit problems often ask me when it comes to improving their credit score whether they should hire a credit repair company or do it themselves? Unfortunately, there is no simple or univer..

If you wish to increase your score from 580 to 650 then your strategy will be very different from someone wanting to go from 670 to 725. Why? Because you starting point is different which requires a d..

Along with the 5 frozen fruit cakes, 12 extra pounds of padding and another year of Uncle Elmer singing drunken Christmas Carols - the biggest thing thing that Americans share each Christmas is an ala..

When you receive your credit report and credit score, the first step is deciding where you stand and where your main problems may lie:-Have you defaulted on a loan, failed to pay taxes, or recently be..