The electronic payments industry has seen rapid change in the last 24 months from the standpoint of payment mix (decreased checks and cash, with increased debit and almost flat credit purchases) to th..

It was so long ago that there were distinct differences between credit cards and debit cards. This was largely due to the smaller numbers of banks that were regularly offering debit cards. Credit ca..

What is Credit or Debit Card Blocking?When you use a credit or debit card to check into a hotel or rent a car, the clerk usually contacts the company that issued your card to give an estimated total...

You have seen it before. Perhaps you are one of the millions of people who see these words everyday. They come directly to you courtesy of the postal service via your mailbox. These words likely appea..

Small business owners now have a wide variety of credit cards to choose from, and it makes it difficult to choose the best one for your small business. As a small business owner, you will need to deci..

Are you the owner of a home based business that wants to be able to accept credit cards payments from clients or customers, without all the high fees that typically go along with it? Well, now you can..

Online credit monitoring services provide consumers with a suite of tools that help you to take proactive action in monitoring your credit report, while protecting your credit and identity information..

For about twenty years, banks and financial institutions have figured out that appealing to people’s hearts is the way to get them to open their wallets. Affinity credit cards have a..

When you set up shop and allow for payments via debit and credit cards, there are numerous advantages- including spontaneous shoppers, and people who will buy more when they can put it on a credit car..

The first and most important thing you can do to become better prepared and protected against identity theft is to lose the attitude that “it could never happen to you”. Identity theft is ..

Rewards credit cards are designed to “reward” consumers for their loyalty by giving something back to the cardholder; various rewards programs exist including points, cash back, frequent f..