North Americans generally enjoy one of the highest standards of living in the world. However, sometimes unexpected things happen to upset the apple cart. One day you can be cruising along, balancing y..

Bankruptcy not only carries a stigma, but is also clouded in misconception. These two things go together. The stigma attached to bankruptcy grows mostly from the history we attach to it, and the assum..

With the deteriorating state of the economy, ads for debt consolidation are popping up everywhere. You see them on television, on the internet, even on the spine of the telephone directory. Debt is a ..

If you find yourself mired in debt and in need of a fresh start, then Chapter 7 Bankruptcy might just be right for you. It is a process that may eliminate most kinds of unsecured debt, and is backed b..

It's a brand New Year and many of us are making our resolutions. Even with good intentions it's a difficult thing to change old habits and turn over a new leaf. This is especially true if you find yo..

If you are considering bankruptcy, but have serious misgivings that are preventing you from making a decision to procede, prepare to be enlightened. Here is a list of the top five big bankruptcy myths..

There are a lot of reasons that people end up in debt. Unfortunately, for most, the reason seems to be overspending and a disorganized or absent system to manage money. Usually its a little bit of bot..

Credit card debt can pile up quickly and be overwhelming to the average individual who has difficulty controlling daily spending habits. Unable to keep up with the required payments to one credit car..

Consumers today are simply overwhelmed by the financial straits in which many find themselves in these days and cannot make an informed decision. Many of you have had this experience. Panic sets in an..

Debt is a burden most consumers struggle with on a daily basis. The approach we take in dealing with this burden is what separates us as individuals. Choosing the correct way is a personal choice in..

Debt management is applicable to everyone. Does not matter if you are rich or poor. You cannot eliminate debt as borrowing is a necessity for people to have access to products and services which they ..

There is one key to paying off debt fast - and it doesn't even take a lot of money. It's completely legal, and doesn't involve getting a new Social Security number, or getting your creditors to take ..