Have you ever heard the term loan shark? This is not a new species of fish that was discovered off the Pacific coast, it is the sometimes criminal practice of offering unsecured loans at high interest..

For homeowners: Cut the interest rate on all mortgage loans by 50 basis points and extend the payment schedule by three to five years. Convert all variable rate loans to fixed, at prevailing rates, an..

Do you have any idea how much interest you receive on your savings at your bank? Probably not! Most people are banking at the same bank their whole life and continue to do so without asking themselves..

Mortgage fraud is on the rise today in the housing market, significantly so since 2001. In a real estate market where mortgage fraud was few and far between it has grown to high levels for both buyers..

Are you looking to buy a home? You are actually at a great advantage now, despite all the horror stories on the news every night. The astounding number of foreclosures across the country has forced th..

As the sub prime mortgage debacle continues to play out across the United States, the Federal Reserve has opted to cut interest rates by half a percentage point, from 5.25. This cut makes all loans re..

It's important to know when looking for real estate financing that the advertised mortgage rates are not always what you'll get from the lender. The change in rates can be due to market fluctuations, ..

Be sure to take all of your monthly obligations into account such as car payments, credit card payments, personal loan payments or student loan payments, etc. when you're figuring out just what you ca..

As the nation's real estate market continues to grow and new technology gains more ground, many widely accepted beliefs that were true just a few years ago may not be true today. Before you go after a..

Whether you're seeking a home mortgage for the first time or you're a seasoned buyer, you want to save every penny you can. Often people don't realize they can save money on their real estate loans by..

Credit scores have been averaging lower and lower these days as many Americans are finding they have either spent far too much or over extended themselves too far. Maybe there were a few late payment..

Determining the top five ways to save money first requires determining the ways you typically spend money. This can be easily done with the help of an electronic spreadsheet or budgeting software and ..

An Interest Rate is very well described as the price a borrower pays for the use of money he does not own, and has to return to the lender who receives for deferring his consumption, by lending to the..