Construction loans, especially owner builder construction loans, are tricky enough when the mortgage industry and housing market is doing well. Things got a lot tougher, though, when lenders tagged ce..

Owner builders oversee the construction of their new homes, cutting out the costs of a general contractor. To do this, though, owner builders need to hire and manage their own sub-contractors.Choosing..

Are you considering building a new home? If so, you'll need to find the right piece of land. But, you probably don't buy land every day. Whether you're hiring a builder, or being an owner builder, fin..

Almost every marketer has written some form of sales copy in the past, whether it was a traditional sales letter or through a web site about a product or service. In fact, you simply cannot become a g..

After owner builders work their way through the maze of owner builder construction loan qualifying, it will be time to close on the loan. This is essentially where you sit down and sign a huge stack o..

My office sells mortgages. It's not very exciting, and there are a ton of other loan officers around the country who we have to compete with. So, what do we do to be successful?Success comes from mark..

The loan process you follow when searching for a construction loan has some similarities to that of obtaining a regular mortgage. You will still be judged on your income, credit, savings and monthly d..

It's extremely difficult for businesses to find customers and generate new leads. So, it's vital to explore some under-used options that can provide access to large lists of new prospective customers...

At one time, not too long ago, there was no such thing as a numeric credit score. Your credit report either showed that you paid on time or you didn't, and that was that. You were approved if you had ..

The number one mistake, hands down, that most people make when building their home is not allowing enough time to get through the process, especially for those people who are acting as an owner-builde..

The appraisal is just as important to your construction loan qualification as your income, assets and credit. The appraisal for a home to be built is even more important than an appraisal for a home t..

If you enjoy working around the home and doing various DIY projects, then maybe you're ready for the Holy Grail of DIY - building your own home as an owner-builder. By eliminating the costs of a gener..

Whether you are building your home as an Owner Builder or hiring a General Contractor, there are several people that will be involved with your loan process in addition to the loan officer with whom y..

Nearly everyone who has ever searched for a mortgage has been asked if they would like to obtain a "pre-qualification" or a "pre-approval." In many cases prospective home buyers are told that they "ne..

If you have been involved in construction in any way over the years, you have probably heard the term owner-builder thrown around. You may have even heard some stories about the good, the bad, and the..